Business Liability Insurance for Massachusetts Business Owners
Thousands of companies are sued every year by litigious employees and customers. For many small to mid-sized companies, just one lawsuit can wipe out everything they’ve built in an instant.
The good news is a commercial general liability (CGL) insurance policy can protect your business from legal claims resulting from:
- Bodily Injury
- Property Damage
- Negligence
It’s very important to the team at Morse Insurance that, as a business owner in Southeastern Massachusetts, you feel confident that the time and money you have put into your company is secure. Your best interests are always our top priority, which is why we’ll create a customized liability insurance policy based on your special requirements. Your Morse Insurance agent will also search all our regional and national insurance partners to find you the best coverage at the most competitive rates.
We know that our industry can be very confusing to our clients, and liability insurance is one of the most complex offerings. In fact, it’s critical for us to first identify the market your business falls into before we recommend coverage. There is the “standard market” for occupations such as lawyers, accountants, and technology companies, all of which qualify for business general liability insurance. And then there are the more dangerous occupations like roofing, siding, and other construction that require excess liability insurance.
As if that’s not enough to overwhelm you, some business owners should also consider adding specialized business liability coverage such as:
- Cyber Liability
- Commercial Umbrella Insurance
- Employment Practices Liability Insurance
- Pollution Liability
- Excess Liability Insurance
- Errors and Omissions
- Directors and Officers Liability
- Malpractice Exposures
- Custody and Control Issues
- Liquor Liability
Now you may be thinking, “Do I have enough business liability coverage? Do I have the right types of coverage and amounts?” Of course, Morse is here to assist you and give you the strategic advice you desire. Please contact Morse Insurance today at 508-238-0056 for a complimentary assessment of your current liability insurance policy and a free quote.