The majority of car drivers know the key steps to take when they get in an accident, and generally manage to pull off the road, call the authorities, and contact their insurer. But, would you be as clearheaded and knowledgeable in the event of a boating accident? At Morse Insurance, we believe that being your marine insurance partner means helping you know how to handle a boating accident should it occur.
- Stop your watercraft immediately at the scene of the accident
- Assist anyone injured or in danger from the accident, unless doing so would seriously endanger your watercraft or passengers
- Give, in writing, your name, address, and watercraft identification to anyone injured and to the owner of any property damaged by the accident.
- Accidents should be reported on a Boating Accident Report form available from the Massachusetts Environmental Police within five days, or if the accident resulted in a death or serious injury, your report must be filed in 48 hours.
- The operator of a vessel is required to submit a written report to the Massachusetts Environmental Police whenever an accident results in the death, critical injury, or excessive property damage
Remember, as an owner of a boat or other watercraft, you are responsible for any accidents, illegal activity, or missing required equipment, such as lifejackets, even if you are not the one operating it!