Umbrella Insurance for Southeastern MA & South Coast MA Residents

Morse Insurance would like to clear up a couple of very common misconceptions about personal umbrella insurance coverage…

First, many people assume that umbrella insurance is only for the rich. But, in today’s litigious society, a personal umbrella policy is truly relevant for every insurance client. This special type of liability insurance can pay for:

  • The monetary damages arising from legal claims against you
  • Legal fees spent defending yourself from claims of personal injury and property damage
  • Legal fees to defend yourself against false arrest and claims of libel, slander and defamation of character

Frankly, any one of us can be sued at any time and be ordered by a judge to pay out large amounts of money. Having a personal umbrella insurance policy can protect your assets.

Clients also often believe umbrella insurance is going to be too expensive, when in reality umbrella insurance is one of the most cost-effective policies you can purchase. For approximately $3 to $6 per week, you can buy $1 million worth of personal liability protection. It’s also important to know that the standard liability coverage in your homeowners and auto policies only covers up to a certain limit, so in the case of a lawsuit that involves damages of a million dollars or more, these will not provide the protection you need. Your umbrella insurance is an enormously important complement to your existing auto, home, condo, and renters insurance policies.

At Morse Insurance we are 100% committed to finding our clients the best insurance solutions that provide peace of mind. We will find you a personal umbrella insurance policy that fits your personal risk profile, at a very affordable rate, and that will provide enough coverage to alleviate your fears about paying any liability costs in the future.

Please contact Morse Insurance today at 508-238-0056. Our personal insurance experts will provide you with more information about umbrella insurance and get you a free quote.

Personal Insurance

Why Would I Need A Personal Umbrella Policy?

Umbrella Insurance kicks in when you’ve exceeded the amount of liability coverage allowed under your regular insurance policies. Maybe you’ll never have that rainy of a day, but here are some real life examples that might hit home with you: What if someone gets in a car accident after drinking at your house party? Or what if your dog bites someone during a celebration? These are just a couple of situations that open you up to the risk of a large liability claim and could put all of your savings and assets at risk. Who should you call to learn more about a Personal Umbrella policy? #Morseofcourse!

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"Morse Insurance truly maximizes my insurance dollar while giving me appropriate, well thought out insurance strategies. Their continued dedication and commitment to providing the balanced combination of value and peace of mind is why I keep working with them."

Sonja, Morse Insurance Client

"Morse has handled the Professional Liability, Business General Liability, Auto, and Workers’ Comp for our company for over 10 years. Their attention to detail is what sets them apart. I've been with some agencies and you call in only to get an agent who you don't know and who doesn't know you. It's not really a personal relationship. With Morse, I call up Donna and say, 'This is Bill' and she answers my questions. They're small, but they're large at the same time. You can really trust that they'll get things done."

Bill, Morse Insurance Client

"I've been with Morse for 12 years with my Business Fleet Auto and Workers’ Comp, along with my personal Auto, Homeowner's and Multi-Family Property Insurance. Unlike national insurance companies, the Morse team works and lives in the area so they understand what coverage is suitable for this region and my needs. I love that they are locally owned and managed."

Sonja, Morse Insurance Client

"Morse handles all of our Commercial Insurance: Liability, Workers comp, Property and Casualty, and Auto. I completely trust that they have our best interest in mind when they make recommendations about what we need and don't need. Plus, they have top notch customer service, are local and accessible, so when I need something they can turn a requests around quickly. We couldn't be happier with them."

Patti, Morse Insurance Client

"Working with Morse Insurance is like working with your family, we feel like we're a part of their family and they're a part of ours. The entire team is very human and funny with great personalities. It's clear that they love what they do and that they love their customers. They're great people, wonderful neighbors, and an awesome company and I just love doing business with them."

Patti, Morse Insurance Client

"Morse Insurance has been our agency for nearly 20 years. At first they provided our Homeowner's Insurance, then we added Auto Insurance. Later, when we started our business, it was General Liability and Errors and Omissions Insurance. The team at Morse is always there to guide us through these complex products. We feel they get us the best products at a fair price and know us on a personal basis."

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